Auto Insurance / Car Insurance

However you’re moving…we’ve got you covered!

Automobile Insurance from Austin McNichols

Whether it’s the daily commute in your car, cruising on your motorcycle, hitting the lake in your boat or off-road fun on the ATV, Austin McNichols has you covered. From jet skis to dirt bikes, fully dressed Harleys to luxurious RV’s, we provide the coverage that gives you peace of mind on the road, the trail or the water. When you’re moving, Austin McNichols has you covered!

You’ve got questions. We’ve got answers.

We take the guesswork out of buying Auto Insurance

  • “Are my friends covered if they’re injured in an accident while I’m driving?”
  • “If I hit a deer, is that a collision or a comprehensive claim…and which deductible applies?”
  • “What if I’m hit by someone who doesn’t have insurance?”

These are just a few of the many questions we answer every day at Austin McNichols. Buying auto insurance doesn’t have to be complicated when you have an agent that listens to your needs before suggesting a policy. Our professionals understand that the one-size-fits-all approach simply doesn’t apply when it comes to auto insurance. We know the needs of a retired couple are vastly different from those of a family with a working dad and a busy soccer mom and we have policies to fit every lifestyle.

That’s why we spend so much time listening to your questions and providing answers that make sense. When you’re comfortable with the information you receive, you’ll be comfortable with the decisions you make concerning your auto coverage. Making sure you have peace of mind is what we do at Austin McNichols.

It’s about more than the vehicle you drive.

Making sure your vehicle is repaired should an accident occur is only one reason auto insurance is important. There’s the legal requirement. The state of Illinois requires that all drivers carry liability insurance for each registered motor vehicle being driven in the state. Driving uninsured could result in heavy fines as well as the suspension of your vehicle registration and driver’s license.
Liability insurance helps pay for any damage to property and/or people should you be held responsible for an accident.

If you’re found liable for property damage and/or personal injuries as a result of an accident, you are responsible for paying damages. Without adequate auto insurance, you could face hundreds of thousands of dollars in out-of-pocket expenses. In today’s litigious society, auto insurance is vital to safeguarding your financial future.

The coverage you need…at rates you’ll appreciate.

Austin McNichols is an independent agency…and that’s to your advantage! By maintaining a network of the industry’s most respected insurance providers, we can select companies that provide the best rates for specific driver groups. For instance: some auto insurance companies offer very competitive rates for older drivers, while other companies specialize in providing better rates for young drivers. Some companies offer better programs for drivers who have had problems in the past. Austin McNichols places you with the right company for your particular needs. We know what companies provide multi-policy discounts, which are more competitive with multi-car discounts, good driver discounts and other money-saving options.

Austin McNichols provides auto insurance options that include:

  • Personal Automobiles
  • Motorcycles
  • Boats & Personal Watercraft
  • ATV/Off-road vehicles
  • RV’s
  • Classic Cars
  • Trailers
  • Liability Umbrellas
  • Multi-vehicle discounts
  • Multi-policy discounts

Contact Austin McNichols Insurance Agency for your
Complete Insurance Services.