About Austin McNichols Insurance Agency, Inc.: Auto Insurance, Home Insurance and more.
PROUD TO BE AN INDEPENDENT AGENCY
From cars to homes, schools to vacation resorts, we love having choices. The ability to choose allows us to tailor a product or service to meet our own specific wants and needs. This is equally important when it comes to protecting yourself, your family and your business. There is no single insurance company that can provide for EVERY type of risk you face.
There are primarily two types of insurance agencies. A captive agency represents one insurance company. That can be a serious issue when that company doesn’t offer the coverage you need. It also means that if your rates increase your only option is to find another agent.
An independent agency represents multiple insurance companies. That means you have many choices, and that can save you money. For instance: some insurance companies are more competitive in providing auto insurance to young drivers, while others offer better rates to more seasoned drivers. Some insurance companies provide discounts for good students while others offer substantial savings when you purchase both homeowner’s and auto insurance from the same carrier.
As an independent agency, Austin McNichols has a network of insurance providers, enabling us to place the right company with the right client. Our agents work diligently to ensure you’re placed with a solid company that offers discounts for which you qualify.
CHOICES THAT SAVE YOU MONEY
It’s no secret that insurance policy rates increase. It’s an unchangeable fact of life and always will be. As an independent insurance agency, Austin McNichols works for you. If the company you’re currently with increases their rates, we do the shopping for you, looking for quality coverage at a rate you’ll appreciate. Should your needs change, we find a carrier who provides the risk management solution that fills it. You don’t have to go to another agency to find the affordable insurance protection that gives you peace of mind: it’s right here at Austin McNichols.
An Open Letter to You
As an independent insurance agency doing business for over six decades, Austin McNichols has been a witness and active participant in the evolution of the insurance industry.Before the internet, before computers and even before cell phones, Austin McNichols was providing insurance solutions to families and businesses throughout Illinois.Modern technologies have made it possible to share information almost immediately.From submitting an application to filing a claim, the entire course of doing business has become an amazingly streamlined and efficient process.While we embrace the latest technologies, we have never forgotten that nothing can take the place of personal service.Knowing our clients, understanding their needs and working together to help them protect the people and things that matter most requires real people with a real commitment to help others.At Austin McNichols, people make the difference.
Sincerely,
Jim McNichols
Austin McNichols Insurance Agency